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Where Detroit Happens: A Block by Block Tour

On Wednesday, September 20, I drove down to Detroit to participate in day three of CDAD’s Community Development Week. Over the course of the week CEDAM’s partner, Community Development Advocates of Detroit, hosted tours, workshops and other events to promote community development careers, practices and projects. Sessions included: Who’s Got Next? Careers in Community Development; 1967 Placemaking Reception; ERAC/CE Racial Equity Training; Where Detroit Happens Block by Block Tour; Race, Representation and Leadership: Cultivating Leadership for the Future of Community Development and finally, Capacity Building Day.

The Where Detroit Happens Block by Block Tour on day three was led by the Detroit Experience Factory, a nonprofit organization located in Detroit. Kaylin, our tour guide, took us through Detroit by bus and provided history and context as we passed by and through different neighborhoods and historical landmarks.

Our tour also made stops in each of the seven districts in Detroit, where we were met by CDAD members to talk about their organizations and see and learn about their impactful community development projects in Detroit. Let’s take a look at each:

Grandmont Rosedale Development Corporation (District 1)

Location: 19800 Grand River, Detroit, MI 48223

GRDC supports the five Grandmont Rosedale neighborhoods in northwest Detroit. Supporting retail entrepreneurs is an important focus area, and they seek to not only attract new businesses to the area but support existing ones as well. They initiate capacity building efforts within all of the neighborhoods, seek to preserve and renovate vacant homes and detail and track available properties. A few notable businesses and restaurants to check out: Pages Bookshop, River Bistro and Detroit Vegan Soul.

Focus: Hope (District 2)

Location: 1200 Oakman Boulevard, Detroit, MI 48238

Focus: Hope’s initiatives focus on food, careers and community. They provide low-income seniors with food packages, and seek to address healthy living and basic needs. Additionally, they provide work readiness support, pre-apprenticeship and apprenticeship programs in multiple career fields, as well as quality education for children, economic opportunities and projects to transform the environment. 

One of Focus: Hope's Community Gardens

One of Focus: Hope’s Community Gardens

 

 

 

 

 

Global Detroit (Banglatown, District 3)

Location: 4444 2nd Ave, Detroit, MI 48201

Global Detroit’s work focuses on economic development, workforce development and immigrant support. Banglatown is extremely diverse, and Global Detroit works to build bridges across cultural divides in the community. Banglatown includes both Detroit and Hamtramck, and the organization is actively working on ways to engage an equal number of representatives from both cities, as well as have representation across ages and ethnicities. 

Bangla Town, where Global Detroit focuses their work

Bangla Town, where Global Detroit focuses their work

 

 

 

 

 

 

 

 

Jefferson East, Inc. (District 4)  

Location: 300 River Place Drive #5350, Detroit, MI 48207

Jefferson East Inc. works to support the east Jefferson corridor and its neighborhoods, Lafayette Park, Rivertown, The Villages and the Marina District. Their economic development team supports small business owners through investment knowledge and real estate services. Jefferson East, Inc. is also an intake center for the City of Detroit’s Home Repair Loan program, which offers 0% interest loans to eligible Detroiters.  

Oakland Avenue Urban Farm (District 5)

Location: 9227 Goodwin St, Detroit, MI 48211

The Oakland Avenue Urban Farm owns land on Oakland and Cameron Street, totaling six acres of land. Their bright yellow and blue house is home to their community prep kitchen and meeting space. Across the street from the home is a giant garden which includes 120 blueberry plants and more. Oakland Avenue employs 13 people, with a mission to give people the skills needed to better themselves. They sell their blueberry jam and eggs at local markets, but they’re also open six days per week. 

The Oakland Avenue Urban Farm has 120 blueberry plants; they make blueberry jam and sell it at local markets

The Oakland Avenue Urban Farm has 120 blueberry plants; they make blueberry jam and sell it at local markets

Oakland Avenue Urban Garden's Master Plan lit up. Their goal is to develop civic spaces such as a youth hostel, library, art space and more in the neighborhood. They also want to preserve an old shoe shine / speakeasy in the neighborhood, where Smokey Robinson once played.

Pictured is Oakland Avenue Urban Garden’s master plan that maps out their goals for the neighborhood moving forward. It includes bringing civic spaces to the community, like art spaces, a library, a youth hostel and more. The plan is to also preserve the shoeshine / speakeasy (where Smokey Robinson once played) in the neighborhood.

 

 

 

 

 

 

 

 

 

 

 

DHDC — Detroit Hispanic Development Corporation (District 6)

Location: 1211 Trumbull St., Detroit, MI 48216

2017 isn’t over yet, but DHDC has already served 5,620 people this year.

The organization started in Angela Reyes’s living room with a mission reduce gang violence. Today, they operate out of what was once a warehouse and has now transformed into an amazing “office” that includes a large community space, meeting rooms equipped with technology and a childcare facility. In addition to gang violence prevention and intervention, DHDC focuses on STEM careers, financial literacy, housing and community organizing to support and focus on education, immigrants, criminal justice, gentrification and civil rights.

They also offer GED and ESL classes, workforce development, prisoner re-entry support and parenting support. They have both an after school program and a summer program for kids. In the summer the DHDC takes the kids outside of the city for a camping trip; during the school year many of the kids are involved in robotics. 

Detroit Hispanic Development Corporation

Detroit Hispanic Development Corporation

DHDC's large community space for meetings, activities and events

DHDC’s large community space for meetings, activities and events

 

 

 

 

 

 

 

 

Warrendale Community Organization (District 7)

The Warrendale Community Organization is a smaller organization that focuses on their specific neighborhood. Two notable efforts include their relationship with the radio patrol team they’ve brought in, as well as their community garden. The community garden provides free fresh fruits, vegetables and herbs to neighborhood residents, with the understanding that everyone helps out what they’re able, whether it be a one-time five minute commitment, or more.

Brussel Sprouts at the Warrendale Community Organization's garden

Brussel Sprouts at the Warrendale Community Organization’s garden

Learning about the history of the Warrendale Community Garden!

Learning about the history of the Warrendale Community Garden!

 

Metrics that Matter (A DVC Session Preview)

Written by Brian Rakovitis, Manger of Financial Empowerment Initiatives 

Data is merely a four letter word, but it can cause any organization a great deal of anxiety. Regardless the size of our organizations — from nonprofits to large corporations, from small businesses to trade associations —  it’s likely we all stress over the type of data we collect; does it demonstrate the change we are seeking?

Financial coaches and counselors face the same question, as there are a myriad of data options available to us. The data most commonly tracked includes changes in credit scores, debt levels and savings. Managing this data can be overwhelming and time consuming for financial coaches and may not fully inform us of our client’s needs.

CEDAM recognizes that accessible, client-focused data is necessary to develop meaningful services. At this year’s Destination: Vibrant Communities & Financial Empowerment Summit conference, speakers Hallie Lienhardt and Marshall Averill will tackle common barriers financial coaches and counselors often face when it comes to tracking data.

In their session, Metrics that Matter: Standardizing Financial Coaching Client Data to Better Track Program Outcomes, they’ll offer insights on the state of the financial coaching field, introduce the Financial Capability Scale and discuss how your organization can utilize customer relationship management (CRM) platforms, like Salesforce, to improve program effectiveness.

Hallie Lienhardt

Hallie Lienhardt, Outreach Specialist for the University of Wisconsin-Madison

Hallie Lienhardt is the Outreach Specialist for the University of Wisconsin-Madison Center for Financial Security. Her background in community development planning and housing helped her to work directly with families facing foreclosure and economic difficulties. Lienhardt was a key partner in developing the 2016 Financial Coaching Census and will provide an overview of the Financial Capability Scale and how your organization can utilize this simple survey.

Marshall Averill is the Financial Stability Program Manager at United Way of Washtenaw County (UWWC). Marshall is a financial coach and has developed UWWC’s own CRM platform to manage their financial coaching and Volunteer Income Tax Assistance (VITA) program data.

Marshall Averill

Marshall Averill, Financial Stability Program Manager, United Way of Washtenaw County

“By using a CRM platform, we are able to gain useful insight into our clients,” Averill said. “This insight allows us to better understand how clients progress through their journey to financial mobility. Using data to drive our programing means that we are able to help more individuals realize their financial goals.”

If your organization provides financial coaching and counseling, or you are thinking about incorporating this into your body of work, join us at the Metrics that Matter session. You will leave feeling confident in your knowledge about the kind of data you should be collecting, and how you can use that data to improve your services.  

View the draft agenda and register for Destination: Vibrant Communities & Financial Empowerment Summit.

Honoring Gene Kuthy, Community Economic Development Champion

Gene Kuthy AwardGene Kuthy believed in people and the organizations they created. He always wanted to be a part of those organizations that were designed by, and served, our most vulnerable populations and communities. With these efforts, he was a consummate board member.

He helped to form CEDAM in 1998, seeing the need to create a statewide organization to serve the community economic development industry and being one of our original board members. He also served on a number of other boards, including Southwest Solutions and several other CDCs in Detroit.

A retired Navy Reserve Captain, art lover and former head of the Financial Institutions Bureau, Gene could have chosen to spend his time in any number of places, but he chose us and for that, we will be eternally grateful.

Photo from http://bit.ly/legacy-genekuthy

Photo from http://bit.ly/legacy-genekuthy

He was a champion for the community economic development field – helping to create a voice for fair housing, “making banking more friendly” and lending credibility to our industry. He chose CEDAM and its mission as his cause, and CEDAM benefitted greatly because of that choice.

To honor Gene’s legacy, CEDAM is honoring a current or former board member of a CEDAM member who embodies Gene’s positive and unique attributes: fun, larger than life, generous, an incredible networker, a champion of a particular program and more. The nomination application can be found here; nominations are due September 29.

The Gene Kuthy award will be presented at this year’s Destination: Vibrant Communities & Financial Empowerment Summit at the Greektown Hotel & Conference Center November 14-15. 

If you are interested in attending the award ceremony but not the conference, you can buy a table or individual place here

DACA is Ending; Tell Congress to Pass the Dream Act

What is DACA?

The Deferred Action for Childhood Arrivals program, commonly known as DACA, is an immigration policy put in place by the Obama administration in 2012. The program is considered a stopgap measure to prevent undocumented children and youth brought to the United States by their parents from being deported.

DACA allows certain immigrants to apply to avoid deportation and obtain work permits. The permits can be renewed every two years.  Participants pay a fee of $495 at the time of application, and at every renewal. According to the U.S. Citizenship and Immigration Services (USCIS), the requirements to apply are:

  • Must have been younger than 31 years old on June 15, 2012
  • Must have come to the U.S. before their 16th birthday
  • Must have continuously resided in the U.S. from June 15, 2007, through the present
  • Must have been in the U.S. both on June 15, 2012, and at the time of their request
  • Must have had no lawful status on June 15, 2012
  • Must currently be in school, have graduated from high school, obtained a GED or be an honorably discharged military veteran
  • Must not have been convicted of a felony, significant misdemeanor or otherwise pose a threat to national security or public safety

On Tuesday, September 5 the Trump administration announced that DACA will end in six months if Congress does not pass new legislation. Acting Secretary Elaine C. Duke released an official memorandum on the Department of Homeland Security’s website.

What does this mean?

Because of the executive order, DACA will be phased out, with an official end in six months. As reported by David Nakamura for NPR, “U.S. Citizenship and Immigration Services (USCIS) will process all new applications received as of Sept. 5 and then stop accepting applications. DREAMers whose work permits expire before March 5, 2018, can apply for a two-year renewal, but they must meet an upcoming Oct. 5 deadline.”

What can you do?

With DACA ending, it’s time for Congress to pass a clean version of the bipartisan Dream Act, which would provide a pathway to citizenship for Dreamers. Call your members of Congress and encourage them to support the Dream Act. You can find contact information for your Representative here and your Senators here.

More information

You can find up-to-date information about the DACA program and assistance for young adults — with specific information for those in Michigan affected by this decision — from the Michigan Immigrant Rights Center.

New Member Feature: Daryl Brooks of Stellar Building & Construction

Daryl Brooks, owner of Stellar Building & Construction, has been a carpenter/ carpenter contractor for the past 25 years, and he’s been involved in the rough carpentry of over 30,000 units. He has worked on many Low-Income Housing Tax Credit (LIHTC) projects, but was never involved in putting the deals together himself.

In order to do just that, Brooks became a CEDAM member and attended the Building Michigan Communities Conference (BMCC) this past May, where he was able to network and build a foundation of affordable housing knowledge.

One month later, CEDAM’s Real Estate Development Boot Camp proved to be another important catalyst for action. The four-day training, which covered site selection, legal structures, development teams, proformas, financing and more, ended with attendees pitching realistic project proposals to a funding panel comprised of people who review and fund affordable housing development projects. 

“It would be nearly impossible to put together a deal that would have a chance of being approved without this [bootcamp] training,” Brooks said. “To have had so many people from the industry there, who look at projects everyday, it was invaluable. The feedback that we received and the interaction with all of the panel as well as the others attending was priceless.” 

Daryl and the rest of his team present to the funding panel at Real Estate Development Boot Camp on June 8, 2018

Daryl and the rest of his team present to the funding panel at Real Estate Development Boot Camp on June 8, 2017

Brooks has worked hard this summer to network and gain more knowledge about the process, much of which has come from actually pursuing development projects in Flint, where his revitalization efforts are targeted. He’s making headway, closing on a new building sometime next week, and is currently working on an office space. When it comes to housing development, he is facing a few roadblocks, but he refuses to be discouraged.

“We’re not the kind of people that take no for an answer very easily,” he said.

At the end of the day, he’s pursuing the developer route because he’s determined to focus on the community. It’s important to him that projects aren’t profit driven. He wants to give weight to the community, and think about how one can impact it positively by creating jobs. He wants to create good, decent living spaces, and a nice community that will integrate well within the existing area.  

In addition to pursuing development projects, Brooks and his daughter Alexandra are in the process of starting a nonprofit organization in Flint as well.

A main focus of the new organization will be a training program that leads to jobs in the Skilled Trades industry — and he’ll be pushing to get more women and minority groups that are often excluded from the trades to be a part of the program.

It’s clear to Brooks that he needs more workers, not more work, and the best way to go about that is to streamline the process and train people himself.

He wants service to be a focus of the nonprofit as well, hoping to help neighborhoods through garbage clean-up, overgrowth maintenance and sidewalk improvements.

“We’re going to try to see what we can do with partnering with the nonprofits up there to help reclaim the city, to renovate, to revive it,” Brooks said. “It’s a lot on the plate. We’re still trying to get people on our board who can see this vision of what it’s going to be and then we obviously want to meet with the community groups and we’d like people from the community… We’d like people in the community to have a voice to say you know, ‘we think that would be best’. It’s their neighborhood, we’re the new guy on the block — we just bought a place, we just moved in.”

Brooks is continuously trying to prove himself, to show people that he’s the guy to work with.

“We’re not bringing this one and done thing. We’re bringing jobs that people can have for an extended period of time. We’re bringing a totally different game that nobody has seen yet.”

It’s a busy and hard road ahead but, as Brooks said: “If it was easy, everybody would be doing it.”

Storytelling: Crafting Your Message for Digital Platforms (A DVC Session Preview)

If you’re an organization working in community development or financial capability, it might feel like you’re constantly being reminded of the importance of storytelling. You know our industry should be talking about its work — specifically about the communities and people you serve. People enjoy reading about people after all, and the benefits are often practical: from securing grants to increasing your number of donors, telling a compelling story has the power to help you meet your goals.storytelling_pexels

With an influx of resources like blogs and webinars helping you to craft the perfect message, why is it then that integrating storytelling into your marketing or content strategy is so difficult to put into action?

It is likely difficult for numerous reasons, and all of them can seem like unwavering barriers. Time, money and people may all be limited resources. Your organization’s energy may be entrenched in ground work — it’s easy to forget or not have time to share what you’ve accomplished.

But for every challenge you face, CEDAM’s job is to find you a solution.

This year at Destination: Vibrant Communities and Financial Empowerment Summit, Troy Anderson, Communications Associate at CDAD, will address these issues and provide you with practical solutions in his session Storytelling: Crafting Your Message for Digital Platforms.

Anderson graduated from Michigan State University with a degree in Urban & Regional Planning (with a focus in Community Development) in 2014. Video production, however, had always been a hobby, and his interest further materialized during his time in college. He saw how powerful the medium could be after watching a documentary produced by his roommate, and he started to bring both photography and video production into his work at his community development internships. He and his college roommate started an LLC through The Hatch, a student business incubator, that they still own today, and have produced work for clients like Ford, Fox Sports Detroit, distilleries and breweries, musicians and more.

Photo Credit: cdad-online.org

Troy Anderson, Communications Associate at CDAD. Photo Credit: cdad-online.org

Anderson has the unique opportunity to continue with both community development and photography and video production work at CDAD.

“There are compelling and important stories to tell in community development in Detroit,” Anderson said. “Community Development in Detroit, from a larger scale, tells the story of the state of the neighborhoods, the issues that residents are dealing with and the solutions that community development corporations, nonprofits, residents and block clubs are coming up with to meet those challenges.”

In his DVC session, the goal is to give conference attendees concrete, practical, low-cost ways to tell their own important stories.

“Being able to effectively tell your story and get your message out there is not necessarily tied to a big budget marketing strategy or engagement with an outside consultant,” Anderson said. “There are steps that organizations with smaller capacities can take to get their story and their message out there.”

You won’t want to miss this session that will look at Anderson’s own production process which will then get broken down into how you can use the same principles and messages on a scale that works for your organization. You’ll walk away from this hands-on session with the confidence to shoot compelling photos and videos, a better understanding of how to tap into your audience and the tools needed to tell your message.

Learn more about Destination: Vibrant Communities & Financial Empowerment Summit

Passing the Baton: VISTA Leaders Reflect on the Past Year and Look Forward to the Next

Before Stevie Chilcote started her year of Service as a VISTA Leader, CEDAM’s sole AmeriCorps program was the Michigan Financial Opportunity Corps (MFOC), run by Rachel Diskin.

From running the MFOC and working closely with the Michigan Rural Council, it was realized that there was a need for capacity building in rural nonprofit organizations. In an effort to support nonprofits serving rural communities, CEDAM applied and was awarded to host the Rural Opportunity VISTA program.

That’s when Chilcote, CEDAM’s first VISTA Leader, came in to support Diskin’s work and manage CEDAM’s new VISTA program.

Diskin asked Chilcote to revamp many of CEDAM’s processes, such as the member and supervisor handbooks, monthly report and timesheet tracking and to improve CEDAM’s recruitment and retention skills. Where Chilcote really excelled this past year, Diskin noted, was in her relationships with VISTA Members.

“It can be difficult to build relationships across the state, but I could tell that the VISTA Members relied on Stevie and trusted her to support them when needed,” said Diskin.

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Stevie Chilcote on her last day of service

This year Chilcote oversaw seven members, all of whom were placed in Main Street communities or community foundations across the state of Michigan. Her goal? To ensure that her members had whatever they needed to have a successful VISTA year.

Members themselves can be successful at their host-sites in many ways. An easy, measurable metric we can look at is the amount of money raised for their communities and organizations over the past year. Host-sites pay a fee of $6,000 to have a VISTA member, and in return they get to onboard a full-time VISTA volunteer. Between the seven VISTAs, over $90,000 was raised in grants and contributions for their sites.

“For every site, for a $6,000 investment, our VISTAs raised that much,” said Chilcote. “And that’s not including in-kind donations or volunteer hours they managed. It was just grants and contributions. That was exciting to see.”

Prior to being a VISTA Leader, Chilcote’s experience in the nonprofit world focused on direct service and programming. Professionally, being a VISTA leader allowed her to develop a different set of skills.  

“As a VISTA Leader I got to see what happens behind the scenes. I got to plan conferences, apply for grants, see what compliance grant work looks like, [oversee] recruitment and hiring processes and see the process that goes into running a nonprofit,” said Chilcote.

Being a VISTA Leader was both a professional and practical decision. Stevie knew Lansing was where she wanted to be, but after serving in the Peace Corps for two years and then working in Detroit, she was looking for the best way to make the move. It turns out, she said “VISTA is a great way to transition into a new town if you don’t have a lot of contacts there.”

While she doesn’t quite know yet where she’s headed next, Chilcote does know that she would like to stay in the nonprofit world.

“I really enjoy the people I get to work with and I enjoy knowing that my work is making a difference.”

And now, Ryan Verstraete has the opportunity to continue to build the Rural Opportunity VISTA program at CEDAM. Verstraete has two years of serving through the AmeriCorps National Civilian Community Corps (NCCC) under their belt, and they’ve previously interned at CEDAM.

“We’re only a week in, and I’m already impressed with Ryan’s ability to ask questions that I didn’t think to ask,” said Diskin. “I think that will transfer into a lot of tightening up of our policies and procedures throughout the year. That’s exactly what I was looking for in year two of the program!”

Verstraete’s high school interest in biology and life sciences was reinforced when they served their first AmeriCorps year in California and had the opportunity to work on environment-based projects.

At the end of that year they realized how important having an approach that focused on human-based needs is. In their second year of service through NCCC, the stars aligned and they happened to be placed on projects that focused on just that. Verstraete worked in schools, disaster recovery, economic development in rural Arizona and worked for an organization fighting generational poverty in Houston.

“My two gap years were super beneficial. I gained a lot of direction and opportunities and I’m confident in my ability to go back to school,” said Verstraete. “Jumping right into college and getting invested in that part of your life right off the bat out of high school, when you’re already tired of school — I feel like that is enough of a selling point to take a gap. But doing a gap year with AmeriCorps — I mean you’re traveling, seeing other parts of the country, you’re being paid to help our country’s communities and meeting other people who are interested in that — it’s  incredible.” 

Ryan Verstraete (Left) and Stevie Chilcote (Right)

Ryan Verstraete (Left) and Stevie Chilcote (Right)

Much like Chilcote, being a VISTA Leader is as much practical as it is driven by passion. “I’ve got an Associate’s degree, no debt, and more than $10,000 to use for school,” said Verstrate.

As a VISTA Leader Verstraete is excited to continue working in the community economic development field.

“In the support position of being a VISTA Leader I am very dedicated and excited to work in this field and I am hoping I can share that with my VISTA Members, and then they can go on to do the same,” said Verstraete.

In addition to igniting positive energy around service, Verstraete is keen on learning how different organizations and areas meet needs that they have through administration and not direct service. Gaining insight on strategies for addressing these issues is an important piece they hope to take out of their service as a VISTA Leader.

At the end of the day, serving as a VISTA Leader is about the members.

“When you’re a VISTA Member you get so into it you don’t realize the impact you’re having,” said Chilcote. “For them to go in and choose to either serve the community they live in or come in from an outside world is amazing. You have to constantly tell the VISTAs that their work is amazing.”

Learn more about CEDAM’s AmeriCorps programs here.

Foreclosure Intervention Specialist Jael Cain Shares Client Story

Written by Jael Cain

Hello, my name is Jael Cain and I am an AmeriCorps Foreclosure Intervention Specialist at Wayne Metro Community Action Agency! In this position my focus is to help people who are at risk of losing their homes. This is my second year as an AmeriCorps member and it has been especially rewarding for one key reason: I have really grown to understand my role and the clients’ positions in the foreclosure crisis.  

Being on the verge of foreclosure is stressful and frightening, so our goal is to empower residents who have faced financial hardship. I would like to share a story with you — a story about a specific client whom I had the pleasure of assisting.

One day a gentleman called in desperately seeking assistance, and he noted that a previous Step Forward client of mine had recommended that he give me a try.

In order to qualify for Step Forward, you must have experienced a hardship that resulted in getting behind on your taxes — and the hardship must line up with the delinquency. It must also show that if given the help, you can successfully make payments going forward. (You can learn more about the Step Forward program in this CEDAM blog post.)

After discussing his situation and triaging him over the phone, I found that he would be a great candidate for the Step Forward program himself. My client was a victim of a critical motorcycle accident that left him partially disabled, and he had been behind on taxes for a couple of years — he owed around $23,000 in back taxes.

While he had heard of the program from his friend, he was unsure of how the program worked. I made him an appointment so we could meet, get his questions answered and ease his nervousness about applying. 

Jael Cain has been an AmeriCorps for the past two years

Jael Cain has been an AmeriCorps member for the past two years

My client worked diligently to get everything in order as quickly as possible so I could send in his application. Seven days after I sent his application, Step Forward reached out to my client and asked for another piece of documentation. Again, he was on top of it: he contacted me immediately and asked where he would he need to go to get what was needed. That same day I was able to send in the form.  

Good news from Step Forward came a couple of days later. His application was in the final stage, and his case looked good.  

A week later, he received a voicemail stating he needed to contact them and it was “urgent”. This message made him extremely nervous; he called me and asked if I had heard any information. I hadn’t, so I called on his behalf.

The urgent information, it turned out, was that he had been approved and the paperwork was on the way to his house to be signed in front of a notary. When my client got the paperwork, he called me and scheduled an appointment that same day to get his paperwork notarized via my site.

I will never forget the smile he came in with that day. When we were going over the paperwork, he thanked me and the tears began to flow.  At Wayne Metro, we believe our coaching and assistance is 80/20 — meaning the client puts in 80% and we are their guide for the additional 20%. He was a client that went even further beyond that, and I am happy to have helped him save his home.

Learn more about AmeriCorps

MFOC Members Reflect on their Year of Service

Twenty dedicated Michiganders are coming to the end of their service year with the Michigan Financial Opportunity Corps (MFOC) AmeriCorps program, a program hosted by CEDAM. Even though their service terms are only a year, the impacts the members have made on Michigan communities, the organizations at which they serve and the individuals they’ve assisted, will last a lifetime.

Such is the case for MFOC member Lily Fossel, who noticed potential areas of improvement during the 2017 VITA tax season. Serving at New Development Corps in Grand Rapids, Fossel wasn’t happy to sit by and let identified issues crop up again next year. Instead, she created a survey that found areas of opportunity within volunteer training and support, and created an improved volunteer training program for the 2018 tax season.

“Our small program works to grow, learn and adapt, and it has become increasingly clear that the frontline of that growth must be in the knowledge and confidence of our volunteers,” Fossel said. “As we move together toward an annual 1000 returns, I am thrilled to be able to continue my service in VITA training by honing a new program for next tax year, having learned so much myself from this extraordinary, committed, compassionate VITA team.”

MFOC member Kristi Hart, who serves in St. Ignace at H.O.M.E. of Mackinac County, has learned the importance of accessing resources during her service year. While there are a variety of ways that a homeowner can fall through the cracks and face foreclosure, Hart found that many of her clients weren’t accessing the homestead tax credit. The homestead credit is focused on helping low- to moderate- income homeowners save during tax time on their primary residence. However, in order to be eligible, paperwork must be completed prior to filing for taxes. Hart has spent time making sure everyone who walks through the door of her organization knows about this opportunity.

On August 1, 2017, MFOC members spent the evening watching a Lansing Lugnuts game to celebrate their year of service and their accomplishments

On August 1, 2017, MFOC members spent the evening watching a Lansing Lugnuts game to celebrate their year of service and their accomplishments

“I am happy to go the extra mile to find all the resources possible for those who are struggling to make ends meet,” Hart said.

For Kim Yost, going above and beyond of what was expected of her paid off — literally. All MFOC members are required to track clients who attend financial education classes through a database management system. However, Yost’s host site encouraged her to go further to prove the impact of her service. By tracking the knowledge gain of her students through the results of pre- and post-tests, Wayne Metropolitan Community Action Agency had the ability to include valuable data for grants and secure additional funding sources.

These stories are just three of thousands of ways that AmeriCorps members get things done in Michigan. As the 2017-18 Michigan Financial Opportunity Corps program year comes to a close, CEDAM would like to say thank you to the members for the tremendous impact they’ve made in the communities for which they served.

National Housing Week of Action: How Housing Changed My Life Rally & Storytelling Event Recap

“Housing matters. We contend that if we don’t get housing right, nothing else works,” said Habitat for Humanity Michigan Executive Director, Sandy Pearson, in her opening speech for the How Housing Changed My Life rally and storytelling event.

Habitat for Humanity Michigan Executive Director Sandy Pearson opens the How Housing Changed My Life rally & storytelling event on July 26, 2017

Habitat for Humanity Michigan Executive Director Sandy Pearson opened the How Housing Changed My Life rally & storytelling event on July 26, 2017

The event, held on July 26, 2017, brought organizations, community members and those who have experienced homelessness together on the Michigan State Capitol steps to tell Congress to increase federal spending for HUD programs and invest in affordable housing.

The event was a part of the National Housing Week of Action (July 22-29). Over thirty events took place across the country, including rallies, teach-ins, press conferences, site visits and more. At the How Housing Changed My Life event, ten individuals shared their personal stories of homelessness and how federal programs changed their lives.

“All people deserve quality housing that they can afford. Food, clothing, shelter — it’s basic, it’s biblical,” Pearson went on to say. “In Michigan last year we had more than 66,000 men, women and children experience homelessness. At any given moment tens of thousands of people and families are one emergency bill away from losing their home and being evicted.”

The following numbers Pearson cited further speak to the importance of HUD programs — in 2016 approximately 61,000 Michigan households had federally funded rent subsidies, and approximately 24,000 people lived in public housing.

“And these numbers don’t capture the daily struggle to budget expenses between groceries, childcare and rent that these families face all over our state. And these numbers only count those that can be counted,” Pearson said. “Countless more move from house to house, unit to unit, and are in a cycle of eviction. Housing is simply unaffordable for too many and we together must have the will to make change happen and put housing at the forefront of our minds.”

It is estimated that Michigan would lose $222,081,806 as a result of the administration’s proposed HUD budget cuts. That would affect the 24,142 Michigan families living in public housing, and remove vouchers from 7,061 families.

How Housing Changed My Life speakers

How Housing Changed My Life speakers

While the National Housing Week of Action has concluded, our work is far from over. It is imperative that we keep calling our members of Congress to tell them that we need to remove spending caps and invest in affordable housing. For talking points and phone numbers for Congress, you can use these resources:

For more information on what HUD is, how housing intersects with healthcare and how homelessness affects people across different stages of life, head to bit.ly/housingweekofaction.